THIS AGREEMENT is effective as of the date of your first payment, by and between you, referred to as, “Client”and Kimberly Ward and Laura Fine, referred to as “Owners”. 

1. The information shared in membership classes and materials is not intended to replace a relationship with a qualified health care professional and is not intended as medical advice, psychological or emotional advice, counseling or therapy. It is intended as a sharing of knowledge and information from the research and experience of the Owners and the experts who have contributed. We encourage you to make your own health care decisions based upon your research and good judgement.
2. Qualifications to participate: Upon receipt of registration, you will receive a notification of confirmation, or you may be contacted by email or phone within 5 business days and requested to provide references, or schedule a phone interview to determine your acceptance for membership participation.  If you are not invited to participate, any payment you made today will be fully refunded. 
3. A Client may be dismissed at the discretion of Owners for: insufficient participation, nonpayment of costs, failure to comply with the standards and policies contained in this agreement conveyed in distributed class materials, or based on the Owners discernment of the students well being. 
4. Company has sole discretion to terminate this agreement and remove any participant from continuing in the Program at any time without a refund if the participant ceases to follow the Program guidelines, as set forth herein, if participant becomes disruptive or difficult to work with, or if participant impairs the participation of Program instructors or participants in the
5. If done so, participant will no longer be charged the remaining rate if any is still due.
6. Registration and payment policies: You may withdraw from the program for any reason within three days of your first registration payment, if it is prior to your participation in any sessions, and receive a full refund within 30 days, less up to $10 in processing fees. 
7. If after attending the first session, you decide to discontinue for any reason, you may request to withdraw from the program. You agree that you owe a minimum of one month’s membership fee. The rest of any payment you made will be refunded to you, less the standard processing fees and service charges.
8. The class schedule dates are subject to change. If in the unlikely circumstance these dates change for any reason, you will be given a minimum of seven days advance notice. We will do our best to reschedule at a convenient time for the majority of participants, however, if you are unable to attend the rescheduled dates, there are no refunds.
9. By agreeing to these Terms, you authorize the owners to automatically charge the credit/debit card or bank listed on this Agreement for the method of payment selected.
10. You are responsible to notify Kimberly Ward if you choose to change cards and/or checking accounts.  Additionally, you authorize Kimberly Ward to charge the listed credit/debit card or initiate entries to the listed checking account for any additional services received or products purchased, at your request. 
11. Payments made three days or more late, or any credit card declines are charged a $25 fee. You agree Kimberly Ward may charge any credit card on file to collect late payments and credit card declines. The Company has the right to terminate the relationship at any time if on more than one occasion you fail to complete your promised actions, or are late in payment.
12. Client agrees to: Comply with the payment option they signed up for, and authorize the Owners to charge that amount to the above-noted credit card(s). If Client uses a multiple-payment plan to make payments to Owners, Owners shall be authorized to make all charges at the time they are due and not require separate authorization in order to do so. 
13. Client shall not make any charge backs to Owners account or cancel the credit card that is provided as security without Owners prior written consent. Client is responsible for any fees associated with recouping payment on chargebacks and any collection fees associated therewith. 
14. By completing and signing this Agreement and providing your credit card information, Client hereby acknowledges that Client has read, understands, and agrees to be bound by the terms and conditions stated herein. 
15. Client understands that any/all scheduled resources or benefits expire at the end of the Commitment Period, and will not be carried over. 
16. We have made every effort to accurately represent the Membership Program and its
17. Each individual’s productive experience depends upon many factors, including his or her background, dedication, desire, and motivation. Testimonials and examples used are not intended to represent a guarantee that anyone will achieve the same or similar results. 
18. By agreeing, you acknowledge that as with any endeavor, there is no guarantee you will achieve results through your Participation in this program. We respect your privacy and must insist that you respect the privacy of fellow Program participants. By agreeing below, you agree not to violate the publicity or privacy rights of any Program participant.
19. Program content is for personal use only, and may not be sold, tape recorded, videotaped, shared, taught, given away, or otherwise divulged without express written consent of  Owners.
20. You may cancel this agreement without penalty any time prior to 5:00 p.m. Mountain time on the third business day after the date of this transaction.
21. Cancellation must be in writing via e-mail to [email protected]. After this period, there are no refunds or cancellations and you agree to make your payments on time.
22. Notification: All requests regarding this Agreement must be made in writing (email or letter) and you must receive a confirmation from Owners that we received your written request. Verbal correspondence and voicemail do not constitute adequate communication.
23. Hold Harmless: You agree to defend, indemnify and hold the Owners harmless from any and all liabilities, losses, costs, damages, emotional or psychological issues, illness or concerns, penalties and any other expenses, including attorneys' fees, arising directly or indirectly from either your actions or omissions, or your breach of any obligation imposed or sought to be imposed by this Agreement.
24. The Owners will not be liable to you, or to anyone who may claim any right due to a relationship with you, for any actions or omissions by you or on the part of your clients, students, patients, employees or agents. You will indemnify and Owners harmless from any obligation, cost claim, judgment, attorneys and legal fees and attachments in any way connected with the services rendered under the terms for this Agreement.
25. You agree to indemnify and hold the Owners, employees, and agents, harmless from any and all liabilities, claims, damages and expenses, including reasonable attorney’s fees, arising out of or relating to (i) your breach of this Agreement, (ii) any violation by you of law or the rights of any third party, (iii) any materials, information, works and/or other content of whatever nature that the Owners may provide, and (v) your conduct in connection with the services provided by the Owners. The Owners reserve the right to assume the exclusive defense of any claim for which we are entitled to indemnification under this Section. In such an event, you shall provide the Owners with such cooperation as is reasonably requested by the Owners.
26. The provisions of these Terms of Use are for the benefit of the Owners, its subsidiaries, affiliates and its third party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.
27. This agreement shall be governed by and construed in accordance with the laws of the State of Idaho, without giving effect to any principles of conflicts of law. You further submit to the exclusive jurisdiction of the state and federal courts sitting in Colorado. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this  agreement and shall not affect the validity and enforceability of any remaining provisions.
28. Dispute Resolution: Dispute resolution shall first be attempted between you and the Owners. Unresolved disputes may be resolved by binding Arbitration in Idaho, in accordance with the rules of the American Arbitration Association. The judgment upon award may be entered into any court having jurisdiction thereof. Both parties shall bear the cost of arbitration equally.
29. By signing this Agreement you are agreeing with all its terms. You agree not to initiate a charge-back procedure on any credit cards on account for any reason and will follow the dispute resolution process described in this Agreement.
30. Waiver: Any waiver of any rights of the Owners under the terms of this Agreement shall not be construed as a continuing waiver.
31. My checking the Agreement box signifies that I have read, understood and agreed to all conditions of this Registration and Automatic Payment Authorization Agreement, as well as those contained on the Transpersonal Energy Healing Therapy website, Terms and Conditions.